Novo provides standard auto insurance coverages, including:
You bet. Novo policies are month-to-month or 6-months depending on your plan. You can cancel or switch at renewal. And if you're on Flex, you've got the most flexibility of all.
Yes. After each 6-month policy period, you can choose a new plan that fits your style better. Novo Flex, Next, or Classic — it's your call.
If you're on Novo Flex, your rate updates monthly — so yeah, better driving = better pricing. But don't worry, one rough week won't ruin you. Safer habits over time help your score bounce back.
If you get a new phone, you will not need to relink your vehicle within the Novo mobile app as long as the vehicle is paired with the phone via Bluetooth. If you add a new vehicle to your policy, you will be prompted to link it. The setup process will be similar to what you completed when you first purchased your policy.
No hardware needed. Just download the Novo app. It uses Bluetooth to connect with your car, helping accurately detect when you're the driver—not just a passenger. No plug-in devices, no guesswork.
Your driving is scored through the Novo app — we look at three things: acceleration, braking, and speeding. After five trips or 200 miles, we generate your Safety Score, which helps set your price (depending on your plan).
