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Car insurance for safe drivers

Your driving counts toward your rate.  A Safe Driver discount is included in your quote. No trial period required.
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how
  it works
Download the Novo app and drive like you always do — your Safety Score takes shape over your first 5 trips and 50 miles.

Your savings start sooner: a Safe Driver discount at sign-up, then your score can count toward every renewal. The safer you drive, the more you can save.
01.
You and your phone.

Once your policy starts, download the Novo app and drive like you always do. 5 trips and 50 miles build your Safety Score. Nothing to plug in.
02.
You and your car.

Trips in a friend's car or a taxi won't impact your score. Novo only looks at the trips from the car on your policy.
03.
Clear insights for you.

After every trip, the app shows your miles, your driving habits, and your Safety Score, so you always know where you stand.

Drive first or quote first — Novo puts you in control

Want to start now?

Get a free quote and lock in a fair rate — including 20% off right away!

Want to test the waters first?

Try our drive first option: download the Novo app and hit the road. Once your Safety Score is ready, we’ll show you a personalized rate based on how you drive. Driving safer can lead to savings of up to 40%.

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WHAT
   THEY SAY
5-star rating
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Ethan Burton
May 14, 2025

My experience couldn’t have been better, the online process was easy and intuitive. And any problems that arose i was contacted by an insurance agent promptly. A++

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5-star rating
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david fritts
April 27, 2025

Super easy process and really fair pricing! Almost $100 cheaper than everyone else I got a quote from, more than a handful…

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5-star rating
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Sophia Mcmeekan
April 30, 2025

What makes this company great was I got instant results. And best rates Very professional and on point.

5-star rating
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Brian Gallagher
May 21, 2025

Great company. I got a fantastic deal and saved a lot of money

5-star rating
Kaylon Wearren
May 17, 2025

Very good, cheap, and easy insurance! You’re truly rewarded for good driving.

5-star rating
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William Cantu
May 17, 2025

Prices are fair and it's super easy

5-star rating
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Laura Rodriguez
May 14, 2025

It was easy and affordable, wish I found you sooner. Thank you Novo

5-star rating
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Brittney Christensen
May 10, 2025

I liked working with Sarah. She was patient and earnest in wanting to help me.

5-star rating
Kenneth Jay kraft
May 05, 2025

Communication good agent knowledge excellent

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Customer avatar photo
Ethan Burton
May 14, 2025

My experience couldn’t have been better, the online process was easy and intuitive. And any problems that arose I was contacted by an insurance agent promptly. A++